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Don’t Be Fooled by Average Life Expectancies

Hi I’m Wes Coulson and this is your elder law minute.

When people are deciding whether to engage in planning to protect their life savings from long term care costs, it’s easy to get fooled by average life expectancies. People will see that the average life expectancy is 79, and if they’re 82, they’ll think “well, I’m probably too old to do this, because I only have a few years to go. As I like to joke, I’ve never sat across the table from someone who is 89 and said “hey, do you realize you’ve been dead for 10 years now?” We know better. The fact is, that’s the average life expectancy from birth, and the further along you’ve made it in life, the more likely you are to be still living 5 or 10 years from now. So don’t be fooled by average life expectancies. If you are in your 80’s you still have a good chance to do planning to protect your life savings, and that’s exactly what you ought to do.
Thanks!

Veterans Benefits O'Fallon ILFor Immediate Help

If you or a loved one needs immediate help with a planning matter or legal issue, please contact us, and we will get back to you promptly.

774 Sunset Blvd Suite 200
O'Fallon, IL 62269
IL: (618) 632-7000
MO: (314) 567-9292

1901 South Fourth Street,
Suite 211, Effingham, IL 62401
(217) 330-5500

Fax: (618) 632-7333

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