We are available to meet with clients in Champaign-Urbana area by appointment.
Contact Us

Estate Planning and Elder Law Attorney | Dent Coulson Elder Law

Get Help Right Away

Call Today: 618-632-7000 or 217-330-5500

or Send us an email

  • Home
  • Our Services
    • Alzheimer’s Planning
    • Asset Preservation Planning
    • Estate Planning
    • Medicaid Eligibility
    • Special Needs Planning
    • Trust and Estate Administration
    • VA Benefits Planning
  • News & Videos
    • Video Series
      • Coronavirus Preparedness
      • Asset Preservation Planning
      • Common Estate Planning Mistakes
      • Dealing With Alzheimer’s
      • Financial Exploitation of Elders
      • Handling Difficult Conversations with Seniors
      • Married Couples and Medicaid
      • Medicaid Application Process
      • Medicaid Look-Back Rule and Transfer Penalties
      • Nursing Home Admission and Care
      • Veterans Pension Benefits
      • What You Can and Can’t Keep with Medicaid
    • Weekly Newsletter
    • The Elder Law Minute
  • Alzheimer’s Guide
  • Presentations
    • Health Care Power of Attorney
  • Hear From Our Clients
    • Testimonials
    • Share Your Experience
  • About
    • About Us
    • Meet Our Team
    • Partners & Resources
    • About Our Fees
    • COVID-19 Policies
    • Privacy Policy
  • Contact
    • Email Us
    • Find Our Offices
    • Refer a Friend
  • DCEL Blog

Nursing Homes and “Private Pay” Requirements

In this Elder Law Minute, Wes Coulson discusses how important it is to know your rights when nursing homes delay admission to you or your loved one while there is a Medicaid bed available.

Transcript:

Hi! I’m Wes Coulson from Dent-Coulson Elder Law, proudly serving clients throughout the St. Louis metropolitan area and beyond. I’d like to welcome you to our Elder Law and Estate Planning Minute. We do these to help educate people, give them some little tips, and especially to let them know the questions they need to ask, things that they’ve maybe not thought of. Our thought on that is that we can help you best if you realize the things that you need help and that we can help you with. So I hope you enjoy. Thanks!

We’ve seen a disturbing trend developing recently of facilities that have Medicaid beds available, nevertheless telling prospective residents “you have to private pay for 6 months before we will move you into a Medicaid bed”. The reason that particularly disturbs me is, it is, in fact, illegal for them to do that. For someone who might not believe me, let me read you first, federal law, and then Illinois law. Here’s what federal law has to say:

“In the case of a person eligible for Medicaid, a nursing facility must not charge, accept, or receive, in addition to any amount otherwise required to be paid under the state plan, any gift, money, donation, or other consideration, as a precondition of admission, expedited admission, or continued stay in the facility.”

In other words, if you are making your required income contribution for a Medicaid recipient, that’s all that they can require you to pay. They can not do what they’re saying they can do. Here’s Illinois law, part of the Illinois Public Aid Code specifically on point:

“A facility participating in the medical assistance program is prohibited from failing or refusing to retain, as a resident, any person because he, or she, is recipient of, or an applicant for, the medical assistance program.”

In other words, if you’ve applied for Medicaid and there is a Medicaid bed available, they can’t refuse to admit you, they can’t refuse to delay, or they can’t delay your admission. My perception is that they’re facilities in this area who are bullying people into doing it nonetheless. Don’t let that happen. You need legal representation. You need someone who knows your rights and will advance them. We’ll be happy to help. Thanks!

Also looking for information about Medicaid and Asset Preservation? Visit these articles:

    • Do Living Trusts Protect Assets From Medicaid or VA Spend Down?
    • How an Asset Preservation Trust Protects Your Life Savings From Long-Term Care Costs
    • Why Do I Need an Asset Preservation Plan?

“Your Trusted Advisor on the Elder Care Journey”

Dent-Coulson Elder Law is dedicated to providing families in the St. Louis area with their Elder Law needs. Our practice areas include Asset Preservation Planning, Veterans Benefits, Medicaid Eligibility, Alzheimer’s Planning, Special Needs Planning, Estate Planning and more. We understand the financial challenges you may face as you and your loved ones grow older. At Dent-Coulson Elder Law, our clients’ well-being is our number one priority. For immediate help, call (618) 632-7000 (IL) or (314) 567-9292 (MO), or Contact Us and we will get in touch as soon as possible.

Veterans Benefits O'Fallon ILFor Immediate Help

If you or a loved one needs immediate help with a planning matter or legal issue, please contact us, and we will get back to you promptly.

774 Sunset Blvd Suite 200
O'Fallon, IL 62269
IL: (618) 632-7000
MO: (314) 567-9292

1901 South Fourth Street,
Suite 211, Effingham, IL 62401
(217) 330-5500

Fax: (618) 632-7333

Office Hours
Monday - Thursday
8:30 am - 12:00 pm
1:00 pm - 4:00 pm
Friday
8:30 am - 12:00 pm

Champaign-Urbana by appointment

Connect with Us

  • Facebook
  • Twitter
  • YouTube

Join us for a FREE Workshop

 

Free WorkshopsIf you have reached age 65, there's about a 45% chance that you will eventually need long-term care.

Join us for one of our highly informative and FREE workshops and find out how you can protect your family's hard-earned life savings.

Visit Free Workshops for more information.

Newsletter

Subscribe to our free weekly Newsletter and receive the latest news, updates and videos straight to your inbox!

Recent Posts

  • Guardianships: The More You Know
  • Medicaid Pre-Planning vs Emergency Medicaid Planning
  • How Should I Prepare for a Move into Long Term Care?
  • What is a Bare Minimum Estate Plan?
  • Does the State Really Take All of Your Money When You Need Long Term Care?

More News & Videos

  • Alzheimer's Planning (85)
  • Asset Preservation Planning (150)
  • Coronavirus Preparedness Series (9)
  • Coulson Elder Law (11)
  • DCEL Blog (1)
  • Document Signing (15)
  • Elder Law Minute Video (444)
  • Estate Planning (191)
  • Health Care Planning/Medicare (138)
  • Medicaid Eligibility (200)
  • News & Videos (488)
  • Special Needs Planning (48)
  • Trust Administration (14)
  • Veterans Benefits (51)

Front office building of Coulson Elder Law

Front office building of Coulson Elder Law

  • Directions to our office locations
  • Send us an email
  • About Us
  • News and Videos
  • Weekly Newsletter
  • Brochures
  • Presentations
  • Hear From Our Clients
  • Partners & Resources
  • Legal Disclaimer

Copyright © 2025 · Wesley J. Coulson | Dent Coulson Elder Law, LLC