Hi, I’m Wes Coulson and this is your elder law minute One of the questions I’m asked a lot, whether you really need to have a lawyer help you with the Medicaid application, or whether you can just have a social worker or care facility representative help you with it. You might think, being a […]
4 Myths about Medicare & Medicaid Long-Term Care Coverage
Long-term care is expensive. The current cost of assisted living in the Saint Louis metropolitan area ranges from around $2,500 to over $5,000 per month, and a nursing home bed runs from approximately $4,500 to $8,500 per month. The choices you have to pay for this care are private pay (spending your life savings), long […]
Medicaid and Joint Accounts
MEDICAID AND JOINT ACCOUNTS: IT’S EASY TO BE FOOLED Ten years ago, shortly after Dad died, Mom added Son’s and Daughter’s names to all of her bank accounts – checking, savings, money market and CDs. She wanted them to be able to help her take care of her business, and when she died, she […]
The Medicaid “Personal Needs Allowance”: An Ongoing Shame
Medicaid was passed into law in 1965, back when Lyndon B. Johnson was President. At age 60, I am old enough to remember LBJ. Many of you who are reading this had not yet been born. The cost of living was a lot less then than it is now. First-class stamps and candy bars both […]
Medicaid Protections for the Healthy Spouse
Wes Coulson Explains the Illinois and Missouri Rules, and That Planning Produces Better Results than the Rules would Suggest. The original newsletter that everyone received via an email newsletter today was taken from the National Academy of Elder Law Attorneys (NAELA), a very reputable source. Upon reviewing the article, Wes Coulson noted a need for […]
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