Estate Planning and Asset Preservation Planning The problem with most New Year’s resolutions is that they usually end up being just too darn hard to keep. Sure, I definitely want to lose some weight, but gosh, those brownies do look tempting! Sure, I want to spend less time watching sports on TV, but now there’s […]
Who Should File my Medicaid Application?
Hi, I’m Wes Coulson and this is your elder law minute One of the questions I’m asked a lot, whether you really need to have a lawyer help you with the Medicaid application, or whether you can just have a social worker or care facility representative help you with it. You might think, being a […]
4 Myths about Medicare & Medicaid Long-Term Care Coverage
Long-term care is expensive. The current cost of assisted living in the Saint Louis metropolitan area ranges from around $2,500 to over $5,000 per month, and a nursing home bed runs from approximately $4,500 to $8,500 per month. The choices you have to pay for this care are private pay (spending your life savings), long […]
Medicaid and Joint Accounts
MEDICAID AND JOINT ACCOUNTS: IT’S EASY TO BE FOOLED Ten years ago, shortly after Dad died, Mom added Son’s and Daughter’s names to all of her bank accounts – checking, savings, money market and CDs. She wanted them to be able to help her take care of her business, and when she died, she […]
The Medicaid “Personal Needs Allowance”: An Ongoing Shame
Medicaid was passed into law in 1965, back when Lyndon B. Johnson was President. At age 60, I am old enough to remember LBJ. Many of you who are reading this had not yet been born. The cost of living was a lot less then than it is now. First-class stamps and candy bars both […]
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