Many people don’t realize that IRAs can be real planning time bombs. Most people take the minimum distribution, but that can pose a problem for their children, who will have to take the money out at higher tax bracket. In planning, an IRA can also cause problems when trying to obtain eligibility for benefits. With […]
Elder Law Minute: DRA Adoption Is Not the End of the World
It seems to be tougher and tougher for people to qualify for Medicaid. Illinois has adopted a law called the Deficit Reduction Act, which increases the amount of time that gifts will be taken into consideration from 3 years to 5 years. While this new law does make it more difficult to qualify for Medicaid, […]
Elder Law Minute: Medicare Complete – Medicare Advantage Plans
In this Elder Law Minute, Wes Coulson talks about Medicare Complete plans. A Medicare Complete plan is actually a Medicare HMO that works as a substitute for Medicare. A Medicare Complete plan does not cover Medicare days in the nursing home. Medicare Complete is not the same as a Medicare supplement policy. Hi, I’m Wes […]
Safeguarding Your Estate Plan
The death or incapacity of a family member is often a stressful and emotional occasion for other family members. When emotions run high in times of stress, people can and do react in angry, defensive or unpredictable ways. A family member who is disappointed not to have been put in charge of things, or who […]
Carol B.
We were more than happy with the services provided by your very capable team. Every person we encountered at your office from the receptionist to the attorneys were so courteous, kind, helpful, and very efficient. They all made us feel comfortable in a setting that makes us very nervous.
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