We are available to meet with clients in Shelbyville & Urbana-Champaign, IL by appointment.

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Don’t Disinherit a Special Needs Child

Parents of a special needs child may unfortunately choose to disinherit that child in their estate plan. Instead they should consider a Special Needs Trust. I Coulson Elder Law

One of the unfortunate decisions that parents of a special needs child sometimes make when estate planning is one to “disinherit” that child, either by not leaving them a share because they couldn’t handle it, or by leaving their share to a sibling to take care of for them. Either situation has its potential downfalls. In […]

Elder Law Minute: Continuing Care Retirement Communities

In this Elder Law Minute, Wes Coulson talks about the advantages of continuing care retirement communities. These communities feature all levels of senior care housing, from independent living to nursing home care, within one campus. These facilities  provide a smooth transition from one level of care to another, as well as allowing couples with different […]

IRAs Can Be Planning Time Bombs

Many people don’t realize that IRAs can be real planning time bombs. Most people take the minimum distribution, but that can pose a problem for their children, who will have to take the money out at higher tax bracket.  In planning, an IRA can also cause problems when trying to obtain eligibility for benefits. With […]

Elder Law Minute: DRA Adoption Is Not the End of the World

It seems to be tougher and tougher for people to qualify for Medicaid. Illinois has adopted a law called the Deficit Reduction Act, which increases the amount of time that gifts will be taken into consideration from 3 years to 5 years. While this new law does make it more difficult to qualify for Medicaid, […]

Elder Law Minute: Medicare Complete – Medicare Advantage Plans

Sometimes, you need to look past what you pay for and focus instead on what it can cost you if you don’t have the right power of attorney in place. I Coulson Elder Law

In this Elder Law Minute, Wes Coulson talks about Medicare Complete plans. A Medicare Complete plan is actually a Medicare HMO that works as a substitute for Medicare. A Medicare Complete plan does not cover Medicare days in the nursing home. Medicare Complete is not the same as a Medicare supplement policy. Hi, I’m Wes […]

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Veterans Benefits O'Fallon ILFor Immediate Help

If you or a loved one needs immediate help with a planning matter or legal issue, please contact us, and we will get back to you promptly.

774 Sunset Blvd Suite 200
O'Fallon, IL 62269
IL: (618) 632-7000
MO: (314) 567-9292

1901 South Fourth Street,
Suite 211, Effingham, IL 62401
(217) 330-5500

Fax: (618) 632-7333

Office Hours
Monday - Thursday
8:30 am - 12:00 pm
1:00 pm - 4:00 pm
Friday
8:30 am - 12:00 pm

We are available to meet with clients in Shelbyville & Urbana-Champaign, IL by appointment.

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Book A Speaker

 

Free WorkshopsIf you have reached age 65, there's about a 45% chance that you will eventually need long-term care.

Our attorneys are available to speak to professional and social groups on a variety of elder law and estate planning topics without charge.

To book a speaker, please call our offices and ask for Karie Wines.

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