It seems to be tougher and tougher for people to qualify for Medicaid. Illinois has adopted a law called the Deficit Reduction Act, which increases the amount of time that gifts will be taken into consideration from 3 years to 5 years. While this new law does make it more difficult to qualify for Medicaid, […]
Elder Law Minute: Medicare Complete – Medicare Advantage Plans
In this Elder Law Minute, Wes Coulson talks about Medicare Complete plans. A Medicare Complete plan is actually a Medicare HMO that works as a substitute for Medicare. A Medicare Complete plan does not cover Medicare days in the nursing home. Medicare Complete is not the same as a Medicare supplement policy. Hi, I’m Wes […]
Elder Law Minute: Providing for Pets in Estate Planning
For pet owners, there is a way to provide for your pets in your estate planning. The laws in Illinois and Missouri allow pet owners the opportunity to do so through a pet trust. A pet trust can enable you to make sure your pets are still cared for after you die. Hi, I’m Wes […]
Stand-Alone Special Needs Trusts
In this Elder Law Minute, Wes Coulson explains why a stand-alone special needs trust is a favorable option to consider when planning for the future of your special needs child. Stand-Alone Special Needs Trust Transcript: Hi, I’m Wes Coulson and this is your Elder Law Minute. If you’re the parent of a special needs child, […]
Elder Law Minute: Beneficiary Deeds and Transfer on Death Instruments
In this Elder Law Minute, Wes Coulson discusses how to leave real estate to family members without using a will or living trust. In Missouri, a beneficiary deed can be used. In Illinois, a Transfer on Death Instrument is used. However, neither one of them can protect your home against a Medicaid lien. Hi, I’m […]
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