The Medicare Five-Star Ratings system lends itself to the underlying assumption that one set of criteria can determine what’s best for everyone. This is simply not true. Each person entering a nursing home has different needs and wants, and therefore the priorities of what’s important are different for each individual. While some may need a […]
Medical vs. Custodial Care: What’s the difference and why it matters
When looking at medical vs. custodial care, there are some differences that are important to discuss regarding the implications of the distinctions between the two. The biggest implication is that Medicare pays for medical care, but does not pay for custodial care. This matters a lot for people who find themselves needing custodial care in a […]
How to Evaluate a Geriatric Care Facility
When evaluating a geriatric care facility for placement for either yourself or your loved one, it’s important to develop a set of criteria that is essential to you. Everyone has different reasons for choosing a facility, as well as different needs and wants, and the idea that one care facility is going to be the […]
Retirement Income vs. Long-Term Care Costs: A History Lesson
“Okay, here’s my retirement income and here’s how much it would cost to go into a nursing home.” It is easy to underestimate the need to plan when you are younger for long-term care costs when you are older. Many people look at their retirement income in relation to long-term care costs when they retire […]
Why do I need an Asset Preservation Plan?
“I’ve made it clear to my family to never put me in a nursing home. So, why do I need an Asset Preservation Plan?” While no one wants to or plans to go into a nursing home, the hard fact is that some of us will have to go into a nursing home in our […]
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