Life insurance is an asset that is looked at by Medicaid when determining eligibility. But not all life insurance policies are the same and so they are not all treated the same way either. So, which type of life insurance policy may I keep? And is there a limit to the value? In this Elder Law […]
Alzheimer’s and Unpaid Family Caregivers
People with Alzheimer’s are generally surrounded by loved ones who provide a tremendous amount of care. Statistics tell us that if these family members were paid for providing this care, it would add up to billions of dollars a year. The fact that it is unpaid is unfortunate for a number of reasons. In this Elder […]
The Difference Between Medicare and Medicaid
Medicare and Medicaid are government insurance programs designed to help cover healthcare costs. But, while these two programs may sound similar, they are very different indeed. In this Elder Law Minute video, Wes Coulson, Illinois Elder Law attorney, clears up some common confusion as he explains the difference between Medicare and Medicaid. The Difference Between Medicare and Medicaid […]
What you will learn at our free Workshops
The single, biggest threat to your ability, as an older person, to leave an inheritance to your family is long-term care costs. So how can you protect your life savings? Our free and highly informative workshops offer insights on just that! In this Elder Law Minute video, Wes Coulson, Illinois Elder Law attorney, discusses Medicaid; the five-year […]
The Illinois Office of the Inspector General: Think of it like the Spanish Inquisition
The Medicaid application process should be a neutral administrative process, but unfortunately, with the Illinois Office of the Inspector General (OIG) it is not. Likening the process to the Spanish Inquisition may seem severe, however with a person’s long-term care future at stake, this caution is fundamental. The five-year look back is a process that should […]
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