Newsletter | Dent Coulson Elder Law

Married Couples and Medicaid: Establishing Eligibility is Much Easier and Can Happen Much Sooner than You Probably Think

With the help of a good Elder Law attorney, establishing eligibility for Medicaid for a spouse in a nursing home can occur much sooner and is much easier to accomplish than what you might expect. Within the Medicaid eligibility rules, there are plenty of opportunities for achieving this. Because of the way the income rules work […]

What Should I Look For In A Long-Term Care Insurance Contract?

You will want to look for a good experienced insurance producer who deals a lot with long-term care insurance because they are the best ones to give you advice. But, there are a few terms that will help in your discussion with the insurance producer. Understanding the following terms: Elimination Period, Term of Years or […]

Are Birthday And Holiday Gifts Included In The Medicaid 5-Year Look Back?

If you’ve looked into Medicaid eligibility at all, you are probably aware there is something called a look-back period, which basically says that gifts and other transfers of assets for less than fair-market value that are made within five years before someone applies for Medicaid will cause a transfer penalty, which can cause a delay […]

Is Protecting Assets From Long-Term Care Costs Ethical and Moral?

The planning involved in protecting someone’s assets from the devastating costs of long-term care often spark questions with regards to its ethical and moral standpoints. As to a moral standpoint, Alzheimer’s is a destructive disease that requires a specific kind of care, usually involving a long-term care facility. While there is financial help for people […]

Does Medicaid Pay For Long-Term Care Other Than In A Nursing Home?

The types of long-term care Medicaid is available to cover and pay for differs between Illinois and Missouri. While in both states, Medicaid pays for nursing home care in a nursing home (Medicaid bed), beyond that the two states differ significantly. In Illinois, there are some assisted living facilities that have been certified as supportive living facilities and they are […]