Newsletter | Dent Coulson Elder Law

Alzheimer’s and Nursing Home Care: If You’re Married, You Really Need to Plan

Married couples facing an Alzheimer’s diagnosis should consider planning with a competent Elder Law Attorney as early on as possible for a few reasons. One reason being, people often make the assumption that if you’re married, that automatically gives you the legal right to take care of everything for each other. That’s not the case, […]

Married Couples and Medicaid: Establishing Eligibility is Much Easier and Can Happen Much Sooner than You Probably Think

With the help of a good Elder Law attorney, establishing eligibility for Medicaid for a spouse in a nursing home can occur much sooner and is much easier to accomplish than what you might expect. Within the Medicaid eligibility rules, there are plenty of opportunities for achieving this. Because of the way the income rules work […]

What Should I Look For In A Long-Term Care Insurance Contract?

You will want to look for a good experienced insurance producer who deals a lot with long-term care insurance because they are the best ones to give you advice. But, there are a few terms that will help in your discussion with the insurance producer. Understanding the following terms: Elimination Period, Term of Years or […]

Are Birthday And Holiday Gifts Included In The Medicaid 5-Year Look Back?

If you’ve looked into Medicaid eligibility at all, you are probably aware there is something called a look-back period, which basically says that gifts and other transfers of assets for less than fair-market value that are made within five years before someone applies for Medicaid will cause a transfer penalty, which can cause a delay […]

Is Protecting Assets From Long-Term Care Costs Ethical and Moral?

The planning involved in protecting someone’s assets from the devastating costs of long-term care often spark questions with regards to its ethical and moral standpoints. As to a moral standpoint, Alzheimer’s is a destructive disease that requires a specific kind of care, usually involving a long-term care facility. While there is financial help for people […]