You may have heard me speak in other videos about the five-year look-back period for Medicaid. Well, if somebody upon a first diagnosis of Alzheimer’s engages in planning to direct his or her life savings from long-term care costs, most frequently that can be done at least five years in advance of nursing home placement. […]
Memory Care: The relatively new option for Alzheimer’s care
If you have a family member with Alzheimer’s and you’re considering facility placement, a Memory Care facility is definitely something you want to look into. People with Alzheimer’s are often in good health but need extra attention and help. They also may have a tendency to wander, so people with Alzheimer’s often need more security […]
Can Someone Diagnosed With Alzheimer’s Still Execute Legal Documents?
Whether a person knows and can understand the basic things that relate to legal documents is what determines their ability to execute them. The interesting thing is that competency is measured at the time that somebody signs. Why is this so important? People diagnosed with Alzheimer’s typically have good days and bad days, or even […]
Do I Have to Cash In My Investments to Put Them In an Asset Preservation Trust?
The main vehicle we use to help people protect their assets, including investments such as stocks, bonds, mutual funds and CDs, from long-term care costs is called an Asset Preservation Trust. Sometimes, however, when people hear “putting assets into a trust” it leads them to an unfortunate misunderstanding that they will have to cash in […]
Special Insurance Needs For Special Needs Parents
Special needs parents tend to think of themselves as a team asking, “What happens if something happens to us?” But, the focus really should be on what happens if something happens to one of you. What we typically see is that one spouse works and the other one provides or serves as the primary caregiver […]
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