Understanding the effects of the relative size of the Baby Boom compared to preceding and succeeding age groups is essential to anticipating the demand for long-term services and support and the potential availability of family care in the future. And then I learned about Linda. At first, Linda doesn’t seem like the sort of career […]
Medicaid Protections for the Healthy Spouse
Wes Coulson Explains the Illinois and Missouri Rules, and That Planning Produces Better Results than the Rules would Suggest. The original newsletter that everyone received via an email newsletter today was taken from the National Academy of Elder Law Attorneys (NAELA), a very reputable source. Upon reviewing the article, Wes Coulson noted a need for […]
Transferring Assets to Qualify for Medicaid
Congress has established a period of ineligibility for Medicaid for those who transfer assets. For transfers made prior to February 8, 2006, state Medicaid officials would look only at transfers made within the 36 months prior to the Medicaid application (or 60 months if the transfer was made to or from certain kinds of trusts). […]
Americans Falling Woefully Short on Retirement Savings
What It Means for You and What You Need to Do About It A new study estimates that more than 90 percent of working-age households in the U.S. are not saving enough for retirement. And about 45 percent have nothing saved. In addition, the National Institute on Retirement Security study found that the median retirement […]
Protecting Your Home Against Medicaid (Part 2)
In Part 2 of Protecting Your Home Against Medicaid, Wes Coulson discusses planning strategies for protecting your home in case you need to go into a nursing home on Medicaid. Protecting Your Home Against Medicaid (Part 2) Transcript: Hi, I’m Wes Coulson and this is your Elder Law Minute. Let’s talk some more about Medicaid and […]
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