Long-term care is expensive. The current cost of assisted living in the Saint Louis metropolitan area ranges from around $2,500 to over $5,000 per month, and a nursing home bed runs from approximately $4,500 to $8,500 per month. The choices you have to pay for this care are private pay (spending your life savings), long […]
Medicare Limited Benefits and Long Term Care Requirements
In this Elder Law Minute, elder law attorney Wes Coulson discusses Medicare limited benefits and what they are in terms of long term care requirements. Medicare Limited Benefits and Long Term Care Requirements Transcript: Hi, I’m Wes Coulson and this is your Elder Law Minute. You may know that Medicare provides a limited benefit for nursing […]
Imagine, If You Will… Medicaid Eligibility Rules
“Imagine, If You Will …” (An Allegory) Imagine, if you will, that you just learned that your all-time favorite musical group – let’s call them “The Awesome Four” – is coming to town for a one-time-only concert. But tickets are only available through the Hard-to-Follow Rules Organization (“HFRO”). So you call HFRO and ask about […]
The Morality of Benefits Planning
Every now and then, we run across people who doubt or question the “morality” of engaging in legal and financial planning directed toward establishing eligibility for Medicaid or VA pension benefits to help pay for long-term care costs. Maybe you’ve heard that, too, or maybe you’ve even felt that way yourself. We think the discussion […]
“Documents Only, Not Legal Advice”
The internet purveyors of legal documents are always very careful to note, in their seemingly ubiquitous commercials, that they offer document services only, and not legal advice. We recently submitted for filing, in a Missouri court, the Will of someone who had utilized a form provided by one of those document services. It probably seemed […]
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